The Securities and Exchange Commission (SEC) requires broker-dealers, funding portals, and other financial professionals to submit fingerprints under Rule 17f-2. These fingerprints are processed through FINRA’s designated provider, Sterling Identity, which then submits them to the FBI for comprehensive background checks.
Results typically arrive within 48-72 hours after your fingerprinting appointment, making it essential to use an approved provider to avoid delays in your licensing process.
Types of FINRA-Approved Fingerprinting Services
1. Sterling Identity – FINRA’s Designated Provider
Sterling Identity is FINRA’s official fingerprint processing partner. They operate a nationwide network of over 650 collection locations throughout the United States. Sterling processes all FINRA fingerprint transactions and returns FBI results directly to FINRA’s Central Registration Depository (CRD) system.
Benefits of using Sterling:
- Direct processing to FINRA
- Nationwide location network
- Negotiated rates for firms
- 24-36 hour processing times
2. Certified Electronic Fingerprint Submission (EFS) Vendors
FINRA maintains a list of certified EFS vendors authorized to collect and electronically submit fingerprints on behalf of broker-dealers and funding portals. These vendors must comply with strict FBI and FINRA guidelines.
Approved EFS vendors include:
- Biometrics4ALL, Inc.
- Fieldprint, Inc.
- PrintScan (First Advantage Company)
- Accurate Biometrics
- ApplicantServices.com
- Fast Fingerprints
These vendors transmit fingerprints electronically through Sterling Identity, ensuring faster processing, higher quality prints, and reduced rejection rates compared to traditional ink cards.
3. Local Fingerprinting Service Providers
Many local fingerprinting businesses partner with certified EFS vendors to provide convenient, community-based services. In Oregon, businesses like PDX Fingerprinting offer professional fingerprinting services for FINRA and other licensing requirements.
Finding FINRA Fingerprinting Services in Oregon
Oregon residents and financial professionals have several options for FINRA-compliant fingerprinting:
PDX Fingerprinting – Your Local Oregon Solution
Located in Portland, PDX Fingerprinting provides professional fingerprinting services for FINRA licensing requirements. As a local provider, PDX Fingerprinting offers:
- Convenient Portland location
- Experienced technicians trained in high-quality fingerprint capture
- Quick appointment scheduling
- Knowledge of Oregon-specific licensing requirements
- Professional service for all FINRA fingerprinting needs
Sterling Identity Locations
Sterling operates multiple collection sites throughout Oregon and the Pacific Northwest. Contact Sterling FINRA Client Support at (833) 794-2009 or fi****************@**dv.com to find the nearest location.
National EFS Vendor Networks
National providers like PrintScan and Accurate Biometrics a
Electronic vs. Hard Card Fingerprinting
Electronic Fingerprinting (Live Scan)
Electronic fingerprinting offers significant advantages:
- Faster processing – Results in 48-72 hours
- Higher quality – Digital capture reduces rejection rates
- Lower costs – No postage fees and fewer resubmissions
- Immediate transmission – Sent directly to Sterling electronically
Hard Card Fingerprinting
Traditional ink fingerprint cards are still available for those who prefer this method or require it for international submissions. Hard cards must be mailed to:
Sterling Identity
10220 SW Greenburg Rd, Building 3, Suite 301
Portland, OR 97223
What to Bring to Your FINRA Fingerprinting Appointment
To ensure a smooth fingerprinting experience, bring:
- Valid government-issued photo ID (driver’s license, passport, or federal ID)
- Organization ID number from your employer (if applicable)
- FBI-required documentation (your fingerprinting provider will supply this)
- Payment (credit cards typically accepted)
Your fingerprinting provider must also provide you with written notification of how the FBI will use your fingerprints and inform you of your privacy rights as required by federal law.
Cost of FINRA Fingerprinting Services
FINRA fingerprinting involves two types of fees:
- FINRA processing fee – Paid by your employer through their Flex-Funding account
- FBI background check fee – Also paid by your employer
- Collection/service fee – Paid directly to the fingerprinting vendor (varies by provider)
Contact your local fingerprinting provider or Sterling directly for current collection fee pricing.
Common FINRA Fingerprinting Issues and Solutions
Fingerprint Rejections
If your fingerprints are rejected as “illegible” (ILEG) or “rejected” (REJT), you must be resubmitted within 30 days. To improve print quality:
- Apply hand lotion daily for a week before your appointment
- Avoid manual labor that might damage fingerprint ridges
- Choose electronic live scan over ink cards when possible
- Return to the same location for resubmission (most providers offer free resubmission for quality issues)
Processing Delays
To avoid delays:
- Ensure all information on your application is complete and accurate
- Use a certified EFS vendor
- Submit fingerprints at least 28 days before regulatory deadlines
- Verify your Organization ID is correct
Why Choose a Local Oregon Fingerprinting Provider?
Working with a local provider like PDX Fingerprinting offers distinct advantages:
- Personalized service from experienced professionals who understand Oregon’s unique requirements
- Convenient location reduces travel time and hassle
- Local expertise with knowledge of both FINRA and Oregon state licensing
- Flexible scheduling to accommodate your busy schedule
- Community connection supporting local businesses while meeting compliance needs
How the FINRA Fingerprinting Process Works
- Schedule an appointment with an approved provider
- Complete required documentation, including FBI privacy notices
- Provide identification and Organization ID
- Have fingerprints captured (electronically or on cards)
- Vendor submits to Sterling Identity within 28 days
- Sterling processes and sends to FBI
- FBI conducts background check
- Results posted to FINRA CRD within 24-72 hours
- Your employer views results in their CRD account
Special Considerations for Different FINRA Registrants
Broker-Dealers
Broker-dealer associates must use either Sterling’s network, a certified EFS vendor, or FINRA-approved hard cards. Electronic submission is strongly recommended for faster processing.
Funding Portals
Funding portal employees follow similar requirements but use the Funding Portal Registration Depository (FPRD) instead of CRD for results viewing.
Transfer Agents and Clearing Agencies
These entities must capture fingerprints either by law enforcement or authorized personnel within their organization, then submit through Sterling.
Investment Advisers
Note: FINRA does not process fingerprints for investment adviser-only firms. IA firms must submit fingerprints directly to states requiring them for RIA registration.
Making Your Choice: What to Look for in a FINRA Fingerprinting Provider
When selecting a fingerprinting service provider, consider:
- Certification status – Ensure they work with certified EFS vendors or Sterling
- Experience with FINRA requirements – Knowledgeable staff prevents errors
- Technology – Electronic live scan systems produce better results
- Location and hours – Convenient access to fit your schedule
- Customer service – Responsive support if issues arise
- Pricing transparency – Clear information about all fees
- Rejection rates – Lower rates mean fewer resubmissions
Frequently Asked Questions
Q: How long does FINRA fingerprinting take?
A: The appointment typically takes 10-15 minutes. Processing takes 48-72 hours after electronic submission.
Q: Can I go to any fingerprinting location?
A: You must use Sterling Identity locations, a certified EFS vendor, or submit FINRA-approved hard cards. Regular Live Scan locations that don’t work with Sterling cannot submit FINRA fingerprints.
Q: What if my fingerprints are rejected?
A: You have 30 days to resubmit. Many providers offer free resubmission if the rejection was due to print quality issues.
Q: Can I track my fingerprint results?
A: Your employer can view results in the FINRA CRD or FPRD system. Sterling also provides submission confirmation.
Get Your FINRA Fingerprints Done in Oregon Today
Whether you’re just starting your career in finance or transferring to a new firm, having your fingerprints processed quickly and correctly is essential. Oregon residents can count on local providers like PDX Fingerprinting for professional, convenient service that meets all FINRA requirements.
Don’t let fingerprinting slow down your licensing process. Contact PDX Fingerprinting today to schedule your appointment and take the next step in your financial services career.
About PDX Fingerprinting
PDX Fingerprinting is Oregon’s trusted provider for professional fingerprinting services, including FINRA licensing, state background checks, and federal clearances. With experienced technicians and convenient Portland-area service, we make compliance simple. Visit pdxfingerprinting.com or call to schedule your appointment today.
